However, because the card gives you automatic VIP Gold status, you will have access to priority customer service. And since the card doesn't have travel insurance protection , you could potentially find yourself in a sticky situation if your travels go awry.
In addition, if you're a traveler who is indifferent about which airline, hotel or rental car agency you use, the Priceline card gives you rewards that can be applied to nearly any travel purchase. Before you apply for the card, be sure you are able to meet the minimum spending bonus requirements, as well as ensure your credit score is up to snuff. And always be sure to budget for your spending , as it's never a good idea to spend more than you can afford to earn credit card rewards.
Catch up on Select's in-depth coverage of personal finance , tech and tools , wellness and more, and follow us on Facebook , Instagram and Twitter to stay up to date. Skip Navigation. Select Logo. Follow Select. Our top picks of timely offers from our partners More details. Upstart Personal Loans. LightStream Personal Loans. SoFi Personal Loans. We may receive a commission from affiliate partner links.
Click here to read more about Select. Click here to read our full advertiser disclosure. Buying travel experiences — rather than products that must be packed — is gaining momentum as the pandemic shifts holiday gift-buying habits. We may receive a commission when you click on links for products from our affiliate partners. Subscribe to the Select Newsletter! Learn More. Rewards 5X points for every dollar spent on Priceline bookings, 2X points for every dollar spent on gas and restaurant purchases including delivery services and 1X point for every dollar spent on all other eligible purchases.
In addition, you will receive the following benefits: Priceline VIP Gold Status: This gives you savings opportunities on hotels, rental cars, and premium rental cars, along with priority customer service when booking through Priceline.
Learn more about the Capital One rewards program. Related : How to maximize your Venture rewards card? Our guide to popular dining rewards cards can help you determine which one is right for you. Foodies looking for a no annual fee card that touts a sweet sign-up bonus they can earn after a few nights out should consider the SavorOne. Cardholders who prefer to put all their spending on one card might be better off opting for a card with a flat rate of cash back. Related : Capital One SavorOne benefits guide.
Why we picked it : The VentureOne will bring some value to the wallets of occasional travelers who want to earn travel rewards for everyday purchases without having to pay an annual fee.
Cardmembers earn 5 miles per dollar on hotels and rentals booked through Capital One Travel and 1. Cons : Travelers may be able to find other cards that come with no annual fee but a base rewards rate higher than 1.
Anyone eager to earn modest travel rewards without having to shell out money for an annual fee should make this one of the cards they look at. Big spenders will get more value if they upgrade to a credit card with an annual fee. Plus, most travel rewards cards require good or excellent credit, and the VentureOne is no exception to the rule. Pros : In addition to the food perks, cardholders earn 3X points on flights booked directly with airlines or amextravel. See how we value Amex points.
Plus, Amex points can be transferred to different loyalty programs, mostly at a rate. Getting the most bang for your buck requires a little legwork. Gastronomes will be hard-pressed to find a card that offers a better return on their food purchases, so if your restaurant and U.
Related : Who should get the American Express Gold card? The card offers 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on other travel purchases, and 1X points on general purchases. Plus, Chase allows cardholders to transfer their points to several travel partners at a ratio. Learn how to decide between the Chase Sapphire Preferred vs. This card provides a ton of value to frequent travelers.
While a great entry point into the world of travel rewards, those seeking the highest echelon of perks will want to opt for a more premium card. Related : Why the CSP is a great first travel card. Why we picked : Unlike most credit cards, the Bank of America Customized Cash Rewards lets you choose your bonus category. See more top balance transfer credit cards. Cons : The cap on bonus categories puts a definite damper on this otherwise solid no-annual-fee cash back credit card — with one important caveat, outlined below.
You get 1X points on other purchases. New cardholders also receive 10X points on eligible purchases at restaurants worldwide and when you Shop Small in the U. Additionally, American Express offers an extensive list of travel partners for Amex Platinum cardholders to transfer points to at a rate for most partners. See more of the best zero interest credit cards. Cons : You have a little bit of legwork to do to earn your bonus cashback — namely, enrolling for the rotating categories each quarter and shifting your spending habits to maximize your earnings.
See the Discover it Cash Back calendar. Individuals looking for a straightforward rewards card may not want to deal with the extra effort required for keeping track of rotating bonus categories. Related : Discover announces cash back calendar for It does not require a credit history for approval.
Plus, if you already have good credit or better, you may be better off applying for the non-student version of the card to benefit from its intro APR offer and sign-up bonus. Students with little-to-no credit history that want to earn rewards on a variety of bonus spending categories. A rewards credit card is a credit card that lets you earn points, miles or cash back on your spending. You might get rewards for specific types of purchases, like gas or groceries, or you might get a flat rate for all charges.
Our CardMatch tool can show you what rewards credit cards you may qualify for without hurting your credit score. Depending on the type of rewards card you have, you can redeem your earnings for money deposited into your bank account, free or discounted flights, hotel stays, gift cards and more. What you can do with your rewards depends on what type of card you have. This can be a great way to earn money for the purchases you make every day. There are several types of cash back credit cards.
Cash back gives you the most flexibility with your rewards. Learn how to redeem cash back. Travel credit cards reward cardholders with points or miles instead of cash. There are three main types of travel credit cards. As you search for a card that best aligns with your budget and lifestyle, consider both the pros and cons of rewards credit cards.
So before you start comparing cards, carefully consider how you tend to spend your money. For example, a rewards rate of 3X points on travel purchases is great — but only if you regularly spend a significant amount of money on travel. The best rewards card for you will match the way you already spend. Start by considering these card features or visiting our compare credit cards tool.
Still stuck? Check out our step-by-step guide to choosing the right credit card. Getting the right card is just the first step toward maximizing credit card rewards. There are ways to boost points, miles and cash back and to stretch their value.
Here is how to best leverage your rewards credit card. Rewards tend to have more value when you book travel, purchase select gift cards or, even, make purchases through an issuer shopping portal, like Chase Ultimate Rewards or Amextravel. Frequent flyer or hotel loyalty programs, including United MileagePlus , Southwest Rapid Rewards and Delta SkyMiles , let members earn extra points or miles by shopping at their favorite retailers through similar platforms, too.
Some issuers let you combine rewards across multiple credit cards, while others allow you to share points with family members or, even, friends. These options usually come with a few caveats, but they can help you reach redemption thresholds or earn big rewards, like first-class airfare, more quickly. Rewards programs vary by issuer to issuer or from card to card.
Fortunately, we have highlights, along with links to reviews, of popular credit card rewards programs to help you familiarize yourself with their current terms and conditions. In order to earn rewards while minimizing the odds of overspending, consider paying your bills every week, instead of the end of every month. We analyzed over credit cards to identify the best rewards credit cards currently on the market.
These factors and more inform our decisions in which cards can work the hardest for you. Credit card rewards programs come in any number of flavors, and one of them is bound to work well for you. Just remember that not every credit card from an issuer will qualify for their rewards program. Here is an overview of some popular rewards programs and how they work.
You can learn more about each one by reading our full reviews. For more information on all things rewards cards, continue reading content from our credit card experts:. The value of credit card rewards points depends on how you redeem them. However, you may have the option to transfer your points to an airline, in which case your points may stretch further, making them worth 1. You also may have to option to redeem points for gift cards or cash back.
Further reading: How to know how much a rewards point is worth. You can redeem credit card rewards in a variety of ways, including for statement credits, gift cards, airline tickets, hotel stays and more. Redemption options vary by card or issuer. Your point-earning potential depends on two things: how much you spend on the card and whether it offers unlimited rewards.
Some cards set no limit to the number of points you can earn at a boosted rate, while others might decrease your rewards rate after you hit a certain spending threshold.
Credit card companies use merchant category codes, or MCCs, to allocate rewards. These codes are assigned by payment networks like Visa or Mastercard, and typically apply to the business, not individual purchases. So, for instance, buying a loaf of bread at a gas station would not typically register as a grocery purchase, but rather, a gas station purchase.
In a best-case scenario, using a rewards credit card can be a great way to earn cash back or discounted travel at no cost to you. In that case, a rewards credit card is worth having. However, several criteria must be true if you want your rewards credit card to be worth it:. Ryan Noonan. Ryan Noonan began working in marketing for Bankrate. Ryan is fascinated by the doors credit card rewards open up to incredible opportunities and experiences, particularly world travel.
Ryan has traveled to the Cayman Islands, the United Kingdom, Italy and Switzerland, among other destinations thanks to credit card and airline mile programs. Jeanine Skowronski. Jeanine Skowronski is a credit card expert, analyst, and multimedia journalist with over 10 years of experience covering business and personal finance. Jason Steele. Jason Steele is a professional journalist and credit card expert who has been contributing to online publications since He was one of the original contributors to The Points Guy, and his work has been appearing there since He has also contributed to over of the leading personal finance and travel outlets.
Jason is passionate about travel rewards credit cards, which he uses to earn rewards that he can redeem for him and his family to travel around the world. Remove a card to add another to compare. Add at least 2 cards to compare. The offers that appear on this site are from companies from which CreditCards. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories.
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Types of rewards credit cards Pros and cons How to choose a rewards credit card How to compare rewards cards Making the most of your rewards credit card Best rewards credit card programs Frequently Asked Questions. On this page Jump to Our top picks Rewards credit card details What is a rewards credit card? Why trust us? Learn more. Our editorial team and our expert review board provide an unbiased analysis of the products we feature. Our comparison service is compensated by our partners, and may influence where or how products are featured on the site.
Learn more about our partners and how we make money. Please note: The star-rating system on this page is based on our independent card scoring methodology and is not influenced by advertisers or card issuers. Show More Less Show More Less Rewards credit cards are one of the few payment methods that let you earn some bang for your buck, generally in the form of points, miles or cash back.
Our rating: 4. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating.
For more information, you can read about how we rate our cards. Add to compare. More information Close. Apply now at Citi's secure site. Regular APR Editor's take. Overall rating Our rating: 4. Rewards Value: 5. Annual Percentage Rate: 3. Rewards Flexibility: 4. Features: 3. Issuer Customer Experience 3. Why we like this card The Citi Premier card offers 3X points on air travel, hotels, restaurants as well as on everyday purchases at supermarkets and gas stations.
Pros Points never expire, there are no point limits, and no blackout dates. With the exception of travel and gift cards, redemption value is low. Bottom Line Its flexible and lucrative rewards structure makes this card an appealing choice for nearly anyone, particularly those who travel overseas, dine out, or order in with some frequency. Card details. Apply now at Capital One's secure site.
Rewards Value 5. APR 3. Rewards Flexibility 4. Features 5. Issuer Customer Experience 4. Pros Unlimited miles in all purchase categories Generous travel credits and premium perks Cons High spend requirement to earn sign-up bonus Requires excellent credit. Bottom Line If you love to travel, the Capital One Venture X Rewards Credit Card delivers with unlimited miles in all purchase categories and plenty of added perks — all with a more down-to-earth annual fee compared to other premium travel credit cards.
Our rating: 3. Apply now at Wells Fargo's secure site. Overall rating Our rating: 3. Rewards Value: 4. APR: 1. Issuer Customer Experience 2. Pros This card charges no annual fee. Apply now at American Express's secure site. Annual Percentage Rate: 1. Rewards Flexibility: 2. Issuer Customer Experience 5. Plans created after that will have a monthly plan fee up to 1. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms Apply. Rewards Value 4. APR 4. Rewards Flexibility 3. Features 3. Points can be combined with other Citi ThankYou rewards. After that, the variable APR will be No rotating bonus categories to sign up for — as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
Apply now at Chase's secure site. Intro bonus Earn an Additional 1. Annual Percentage Rate: 2. Rewards Flexibility: 5. Why we like this card The Chase Freedom Unlimited recently retooled its rewards program, going from a flat-rate structure to now include bonus categories.
Pros There are no limits on earning cash back. The range of bonus categories may feel limited, depending on your spending habits. Bottom Line For a card with no annual fee, the Chase Freedom Unlimited offers a solid cash back rate on everyday spending as well as potentially lucrative rewards for drugstore purchases and other bonus categories.
Intro Offer: Earn an additional 1. Enjoy 6. No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U. Cash Back rewards do not expire as long as your account is open!
Rewards rate 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options 2X Earn unlimited 2X miles on every purchase, every day.
Cons There are no domestic legacy airlines included in the list of airline partners. Miles transfer at less than ratio. Bottom Line Frequent international travelers on the hunt for an unfussy travel rewards program will likely enjoy this flat-rate rewards card.
There are no limits on cash back.
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